Cookies

Group Policy and Applicability

This Group Cookies Statement applies to all subsidiary companies of, and including, Orchard Funding Group Plc (the “Parent Company”). The subsidiary companies are Orchard Funding Limited and Bexhill UK Limited who are wholly owned by the Parent Company. All together the “Group”. This Group Cookies Statement is provided on the Websites of all Group companies.

Please note that the information provided in this Group Cookies Statement will apply to you either in whole or applicable parts depending upon which services you have applied or registered for and whether or not you are a consumer or business user. If you would like to know more about how we use your information then please use the contact details provided elsewhere in this statement.

Our Group company Websites provide product information, allow communications and document submission, and depending upon the services applied for, may also allow online loan applications for consumers, business users and registered partners.

1. Introduction

1.1. We use cookies on our website, www.bexhillukfunding.com (“Website”), which amongst other things, helps us to improve your experience of our Website and to ensure that it performs as you expect it to. The use of any information gathered by cookies will only be used under the terms of our Privacy Policy.

1.2. A cookie is a small amount of data which often includes a unique identifier that is sent to your computer, tablet or mobile phone ("Device(s)”). They can improve your experience of using a website, for example, by remembering your preference settings and tracking your use of a website so that it can be improved to meet your needs.

2. Type of cookies

2.1. The tables in section 3 below explain what cookies we use on our Website, why we use them and whether they are strictly necessary or another type of cookie i.e. "functionality" or "performance" cookies. We also state in the table whether a cookie is a "persistent" or "session" cookie.

2.2. When you first use our Website, all our cookies will be turned on and you will have seen our alert about this. If you continue to use the Website, we presume that you are happy for all cookies to operate.

2.3. Persistent cookies remain on your Device between browsing sessions. They are activated each time you visit the Website that created that particular cookie. For example, where a "persistent cookie" is used on a website to remember your log-in details, you will not need to enter those details each time you visit that website.

2.4. Session cookies allow website operators to link the actions of a user during a browser session. A browser session starts when you open the browser window and finishes when you close the browser window. Session cookies are created temporarily. Once you close the browser, all session cookies are deleted.

3. What cookies do we use?

3.1. Strictly Necessary

These cookies are essential to enable you to receive a service on a website, for example, cookies that enable you to log into secure areas of our Website, make use of e-billing services or to comply with the law (e.g. such as to keep your information safe). We would not be able to operate our Website without using the "strictly necessary" cookies listed below:

Cookie	Name	Purpose	Persistent/ Session	More Information
1.	ASP.NET_SessionId	This cookie is used to identify the users session on the server. The session being an area on the server which is used to store data between HTTP requests. When a user connects to our website, a unique session ID will be affiliated with the user. This cookie contains the user's session ID and the cookie will expire at the end of the session (when user closes their browser).	ASP.NET Framework (Default) Session	This cookie is deleted when the user closes their browser.
2.	ASPXAUTH	This cookie is used to determine if a user is authenticated or not. Whenever a user signs in to the website an AUTH cookie is generated. The value of the cookie is encrypted using the machine key.	ASP.NET Framework Persistent	This cookie is deleted when it expires or the user logs out from the website.
3.	rc::cc	This cookie is used to distinguish between humans and bots.	google.com	Session

3.2. Analytical/Performance

These cookies collect information about how visitors use a website, for instance, which pages visitors go to most often and if they get error messages from web pages. These cookies do not collect information that identifies a visitor; all information collected by these cookies is anonymous. We only use such information to improve our services and our Website. These cookies help us to improve the way our Website works, for example, by ensuring that users are finding what they are looking for easily.

Cookie	Name	Purpose	Persistent/ Session	More Information
1.	utma cookie	This cookie keeps track of the number of times a visitor has been to the site pertaining to the cookie, when their first visit was, and when their last visit occurred. Google Analytics uses the information from this cookie to calculate information such as time of day and visits to purchase.	Default (By Google) Persistent	Cookie does not expire.
2.	utmz cookie	This cookie keeps track of where the user came from, which search engine the user used, what link the user clicked on, which keyword the user used and where they were in the world when user accessed the website.	Default (By Google) Persistent	The cookie expires in 6 months.
3.	__utm.gif cookie	Google Analytics Tracking Code that logs details about the visitor's browser and computer.	Session
4.	__utmc cookie	Registers a timestamp with the exact time of when the user leaves the website. Used by Google Analytics to calculate the duration of a website visit.	Session
5.	__utmt	Used to throttle the speed of requests to the server.	1 Day
6.	__utmb	Registers a timestamp with the exact time of when the u ser accessed the website. Used by Google Analytic s to calculate the du ration of a website visit.	1 Day

3.3. Marketing

Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers.

Cookie	Name	Purpose	Persistent/ Session	More Information
1.	GPS Cookie	Registers a unique ID on mobile devices to enable tracking based on geographical GPS location.	1 day	Cookie Provider is YouTube.com
2.	IDE cookie	Used by Google DoubleClick to register and report the website user's actions after viewing or clicking one of the advertiser's ads with the purpose of measuring the efficacy of an ad and to present targeted ads to the user.	1 year	Cookie Provider is doubleclick.net
3.	PREF cookie	Registers a unique ID that is used by Google to keep statistics of how the visitor uses YouTube videos across different websites.	8 months	Cookie Provider is YouTube.com
4.	test cookie	Used to check if the user's browser supports cookies.	1 day	Cookie Provider is doubleclick.net
5.	VISITOR_INFO1_LIVE	Tries to estimate the users' bandwidth on pages with integrated YouTube videos.	8 months	Cookie Provider is YouTube.com
6.	YSC Cookie	Registers a unique ID to keep statistics of what videos from YouTube the user has seen.	Session	Cookie Provider is YouTube.com
7.	yt-remote-cast-installed Cookie	Stores the user's video player preferences using embedded YouTube video.	Session	Cookie Provider is Youtube.com
8.	yt-remote-connected-devices Cookie	Stores the user's video player preferences using embedded YouTube video.	Persistent	Cookie Provider is Youtube.com
9.	yt-remote-device-id Cookie	Stores the user's video player preferences using embedded YouTube video.	Persistent	Cookie Provider is Youtube.com
10.	yt-remote-fast-check-period Cookie	Stores the user's video player preferences using embedded YouTube video.	Session	Cookie Provider is Youtube.com
11.	yt-remote-session-app Cookie	Stores the user's video player preferences using embedded YouTube video.	Session	Cookie Provider is Youtube.com
12.	yt-remote-session-name Cookie	Stores the user's video player preferences using embedded YouTube video.	Session	Cookie Provider is Youtube.com
13.	APISID	YouTube is a Google owned platform for hosting and sharing videos. YouTube collects user data through videos embedded in websites, which is aggregated with profile data from other Google services in order to display targeted advertising to web visitors across a broad range of their own and other websites.	10 years	Cookie Provider is Youtube.com
14.	NID	This cookie is set by DoubleClick (which is owned by Google) to help build a profile of your interests and show you relevant ads on other sites.	Persistent	Average life span of 114,417 days
15.	HSID	Used by Google in combination with SID to verify Google user account and most recent login time.	1 year	Cookie Provider is Youtube.com
16.	SIDCC	This cookie carries out information about how the end user uses the website and any advertising that the end user may have seen before visiting the said website.	Persistent	Average life span of 55,068 days
17.	SSID	Source OneTrust: YouTube is a Google owned platform for hosting and sharing videos. YouTube collects user data through videos embedded in websites, which is aggregated with profile data from other Google services in order to display targeted advertising to web visitors across a broad range of their own and other websites.	1 year	Cookie Provider is Youtube.com
18.	nextId	This 3rd party persistent Google cookie that can be created by embedded Google or YouTube content.	When browsing session ends	Cookie Provider is Youtube.com
19.	Consent Cookie	Stores the user's cookie consent state for the current domain.	1 year
20.	LOGIN_INFO	YouTube is a Google owned platform for hosting and sharing videos. YouTube collects user data through videos embedded in websites, which is aggregated with profile data from other Google services in order to display targeted advertising to web visitors across a broad range of their own and other websites.	2 years	Cookie Provider is Youtube.com
21.	SAPISID	SAPISID cookies enable Google to collect user information for videos hosted by YouTube.	2 years	Cookie Provider is Youtube.com
22.	SID	Google uses cookies to make advertising more engaging to users and more valuable to publishers and advertisers. Some common applications of cookies are to select advertising based on what’s relevant to a user; to improve reporting on campaign performance; and to avoid showing ads the user has already seen.	1 year	Cookie Provider is Youtube.com
23.	__Secure-APISID	These are essential site cookies, used by the google reCAPTCHA. These cookies use an unique identifier for tracking purposes.	6 months	Cookie Provider is Google.com
24.	__Secure-HSID	These are essential site cookies, used by the google reCAPTCHA. These cookies use an unique identifier for tracking purposes.	6 months	Cookie Provider is Google.com
25.	__Secure-3PSID	For targeting purposes to build a profile of the website visitor's interests in order to show relevant & personalised Google advertising.	2 years	Cookie Provider is Google.com
26.	__Secure-SSID	These are essential site cookies, used by the google reCAPTCHA. These cookies use an unique identifier for tracking purposes.	2 Years	Cookie Provider is Google.com
27.	__Secure-3PAPISID	For targeting purposes to build a profile of the website visitor's interests in order to show relevant & personalised Google advertising.	6 Months	Cookie Provider is Google.com
28.	1P_JAR	Used to gather website statistics and track conversion rates.	1 month	Cookie Provider is Google.com
29.	ANID	For targeting purposes to build a profile of the website visitor's interests in order to show relevant & personalised Google advertising.	10 months	Cookie Provider is Google.com
30.	APISID	These are essential site cookies, used by the google reCAPTCHA. These cookies use an unique identifier for tracking purposes.	2 years	Cookie Provider is Google.com
31.	CONSENT	This cookie carries out information about how the end user uses the website and any advertising that the end user may have seen before visiting the said website.	18 years	Cookie Provider is Google.com
32.	HSID	These are essential site cookies, used by the google reCAPTCHA. These cookies use an unique identifier for tracking purposes.	2 years	Cookie Provider is Google.com
33.	NID	These are essential site cookies, used by the google reCAPTCHA. These cookies use an unique identifier for tracking purposes.	6 months	Cookie Provider is Google.com
34.	SAPISID	These are essential site cookies, used by the google reCAPTCHA. These cookies use an unique identifier for tracking purposes.	2 years	Cookie Provider is Google.com
35.	SID	These are essential site cookies, used by the google reCAPTCHA. These cookies use an unique identifier for tracking purposes.	2 years	Cookie Provider is Google.com
36.	SIDCC	Security cookie to protect a user’s data from unauthorized access.	3 months	Cookie Provider is Google.com
37.	SSID	These are essential site cookies, used by the google reCAPTCHA. These cookies use an unique identifier for tracking purposes.	1 month	Cookie Provider is Google.com

3.4. Functionality

These cookies allow the Website to remember choices you make (such as your log in details) and customised preference settings (e.g. text size). This enables us to personalise our content for you, greet you by name and remember your preferences and improve your visit. These cookies are also used to provide services you have asked for such as watching a video. Information collected by "functionality" cookies may or may not be anonymised, but they cannot track your browsing activity on other websites. The "functionality" cookies on our Website only collect anonymous information.

Cookie	Name	Purpose	Persistent/ Session	More Information
1.	RememberMe_Orchard	The purpose of this cookie is to remember the login details of the user. It contains the following information: User Name Email Address A unique User ID	Persistent	The cookie expires in 1 year.

4. Blocking cookies

4.1. If you don't want us to use cookies when you use the Website, you can adjust your internet browser settings not to accept cookies. Your web browser's help function should tell you how to do this. Alternatively, to find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit the website: http://www.allaboutcookies.org . This website will also explain how you can delete cookies which are already stored on your Device.

4.2. Please be aware that if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our Website.